FAIR Canada recently submitted comments on Canada’s proposed consumer-driven banking framework. We support efforts to give Canadians greater control over
Making Open Banking Work for Consumers
Binding Authority for OBSI: Why the Case Against It Falls Short
As governments and regulators move toward granting the Ombudsman for Banking Services and Investments (OBSI) binding authority, some industry voices
CIRO Continuing Education (CE) Rules
Continuing education is an important part of maintaining investor confidence in financial advice. In our submission on CIRO’s proposed CE
Binding Authority: The Missing Piece in Canada’s Investor Complaint System
For years, FAIR Canada and a coalition of consumer advocates have called on provincial governments and securities regulators to give
CIRO’s Rulebook Consolidation Should Prioritize Investor Protection
FAIR Canada’s submission on Phase 6 of CIRO’s Consolidated Rulebook Project makes a broader point about what the rule consolidation
Fix the Framework First: A White Paper or a White Elephant?
Advocis recently published a white paper recommending that other provinces adopt Ontario’s title protection model for financial planners and financial
OBSI at Thirty: Still Waiting for the Authority to Do Its Job
The Ombudsman for Banking Services and Investments turns thirty this year. It has built a credible reputation as an independent,
What Investors Want — and Why It Matters for the Regulatory Agenda
Too many regulatory debates proceed on assumptions about what retail investors want — assumptions that tend to reflect what the
Tokenization: Emerging Regulatory Priority
Tokenization is attracting growing regulatory attention. It may change how securities are issued, traded, and held, but for retail investors,
Complaint Handling: Canada Needs a 60-Day Standard
When an investor raises a complaint with their dealer, timing matters. Delays compound harm. Evidence can fade, financial pressure may