{"id":16964,"date":"2022-02-08T21:04:50","date_gmt":"2022-02-09T02:04:50","guid":{"rendered":"https:\/\/www.faircanada.ca\/?post_type=investing-basics&#038;p=16964"},"modified":"2025-12-19T11:45:21","modified_gmt":"2025-12-19T16:45:21","slug":"debutez-votre-parcours-dinvestisseur","status":"publish","type":"investing-basics","link":"https:\/\/faircanada.ca\/fr\/les-notions-de-base-des-investissements\/debutez-votre-parcours-dinvestisseur\/","title":{"rendered":"D\u00e9butez votre parcours d\u2019investisseur"},"content":{"rendered":"\n<p class=\"has-large-font-size\">Avant de commencer \u00e0 investir, il est important de tenir compte de votre budget et de vos objectifs financiers, ainsi que de r\u00e9fl\u00e9chir au niveau de risque que vous \u00eates pr\u00eat \u00e0 assumer. Comme beaucoup de choses dans la vie, l&#8217;investissement comporte son lot de risques. Vous pouvez investir de mani\u00e8re autonome ou avec l&#8217;aide d&#8217;un conseiller.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-colored-top-border\" id=\"h-fixez-votre-budget-et-vos-objectifs-financiers\">Fixez votre budget et vos objectifs financiers<\/h2>\n\n\n\n<p>En \u00e9tablissant vos objectifs financiers, vous pourrez \u00e9laborer un plan d&#8217;investissement pour atteindre ces objectifs. Un bon point de d\u00e9part consiste \u00e0 \u00e9valuer votre situation financi\u00e8re actuelle et \u00e0 fixer un budget. Pensez aux types de questions suivantes :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Combien gagnez-vous?<\/li>\n\n\n\n<li>Quel est le montant de vos dettes?<\/li>\n\n\n\n<li>Comment d\u00e9pensez-vous votre argent?<\/li>\n\n\n\n<li>Quelles sont vos raisons d\u2019\u00e9pargner?\u00a0<\/li>\n\n\n\n<li>Pendant combien de temps voulez-vous investir avant d\u2019avoir besoin de votre argent?<\/li>\n<\/ul>\n\n\n\n<p>Passez en revue cette <a href=\"https:\/\/www.ocri.ca\/bureau-des-investisseurs\/comprendre-le-risque\/questionnaire-de-linvestisseur\">liste de contr\u00f4le<\/a> pour vous aider \u00e0 identifier vos objectifs financiers et objectifs de placement.\u00a0\u00a0<\/p>\n\n\n\n<p>Cette <a href=\"https:\/\/www.getsmarteraboutmoney.ca\/wp-content\/uploads\/2017\/06\/Yearly-budget-worksheet.xls\">feuille<\/a> de calcul peut vous aider \u00e0 \u00e9tablir votre budget.<\/p>\n\n\n\n<h3 class=\"wp-block-heading is-style-colored-top-border has-extra-large-font-size\" id=\"h-comprenez-votre-tolerance-au-risque\">Comprenez votre tol\u00e9rance au risque<\/h3>\n\n\n\n<p>La plupart des investisseurs souhaitent obtenir le meilleur rendement possible sur leurs placements. Mais un rendement plus \u00e9lev\u00e9 signifie g\u00e9n\u00e9ralement un risque plus \u00e9lev\u00e9.<\/p>\n\n\n\n<p>Avant de commencer \u00e0 investir, il est important de comprendre votre tol\u00e9rance au risque. Si la valeur de votre investissement baisse, comment cela affectera-t-il votre vie quotidienne? \u00cates-vous d&#8217;accord pour que la valeur de vos placements augmente et baisse fr\u00e9quemment? Ou pr\u00e9f\u00e9rez-vous un rendement fixe et r\u00e9gulier? Les questions suivantes vous aideront \u00e0 comprendre votre tol\u00e9rance au risque.<\/p>\n\n\n\n<p>R\u00e9pondez \u00e0 ce <a href=\"https:\/\/itools-ioutils.fcac-acfc.gc.ca\/yft-vof\/FRA\/placements-1-8.aspx\">questionnaire<\/a> pour \u00e9valuer votre tol\u00e9rance au risque.&nbsp;&nbsp;<\/p>\n\n\n<div data-scroll id=\"fc-fancy-image-block_1d33806975677b777ac0997d3610ab80\" class=\"fc-fancy-image is-style-w-shape-1\">\n    <div class=\"image-section\" \">\n        <img loading=\"lazy\" decoding=\"async\" width=\"1305\" height=\"579\" src=\"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/someimage.jpg\" class=\"attachment-full size-full\" alt=\"\" style=\"max-height: 579px\" srcset=\"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/someimage.jpg 1305w, https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/someimage-300x133.jpg 300w, https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/someimage-1024x454.jpg 1024w, https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/someimage-768x341.jpg 768w\" sizes=\"auto, (max-width: 1305px) 100vw, 1305px\" \/>    <\/div>\n<\/div>","protected":false},"featured_media":0,"template":"","class_list":["post-16964","investing-basics","type-investing-basics","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v26.9) - 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