{"id":20247,"date":"2026-06-11T13:01:47","date_gmt":"2026-06-11T17:01:47","guid":{"rendered":"https:\/\/faircanada.ca\/?post_type=article&p=20247"},"modified":"2026-06-11T13:01:48","modified_gmt":"2026-06-11T17:01:48","slug":"une-nouvelle-etude-de-locri-fournit-des-informations-importantes-destines-aux-investisseurs-autonomes-et-aux-plateformes-dinvestissement","status":"publish","type":"article","link":"https:\/\/faircanada.ca\/fr\/article\/une-nouvelle-etude-de-locri-fournit-des-informations-importantes-destines-aux-investisseurs-autonomes-et-aux-plateformes-dinvestissement\/","title":{"rendered":"Une nouvelle \u00e9tude de l\u2019OCRI fournit des informations importantes destin\u00e9s aux investisseurs autonomes et aux plateformes d\u2019investissement."},"content":{"rendered":"\n

<\/p>\n\n\n\n

Le Bureau de l\u2019investisseur et l\u2019\u00e9quipe charg\u00e9e des connaissances comportementales (Investor and the Behavioural Insights Team) de l\u2019OCRI ont publi\u00e9 une \u00e9tude importante sur les soutiens \u00e0 la prise de d\u00e9cision (ou \u00ab ralentisseurs \u00bb) destin\u00e9es aux investisseurs autonomes. L\u2019\u00e9tude examine quels outils aident les investisseurs autonomes \u00e0 faible risque \u00e0 \u00e9viter d\u2019ouvrir des comptes ou de n\u00e9gocier des produits \u00e0 risque \u00e9lev\u00e9.<\/p>\n\n\n\n

Pourquoi est-ce important?<\/strong><\/h4>\n\n\n\n

L’OCRI a r\u00e9cemment publi\u00e9 des lignes directrices \u00e9largissant les types d\u2019aides \u00e0 la prise de d\u00e9cision que les plateformes d\u2019investissement autonome peuvent proposer, notamment des ressources \u00e9ducatives, des notifications, des alertes et des outils d\u2019auto-assistance. Comme ces plateformes offrent un acc\u00e8s facile \u00e0 des produits \u00e0 risque \u00e9lev\u00e9 (tels que les cryptomonnaies, les comptes sur marge, les options et les march\u00e9s de pr\u00e9diction), il est important qu\u2019elles offrent des outils qui encouragent les investisseurs \u00e0 faire une pause, \u00e0 r\u00e9fl\u00e9chir ou \u00e0 s\u2019informer avant de prendre des d\u00e9cisions en mati\u00e8re d\u2019investissement.<\/p>\n\n\n\n

Conclusions de l\u2019\u00e9tude<\/strong><\/h4>\n\n\n\n

L’\u00e9tude a r\u00e9v\u00e9l\u00e9 que deux types de \u00ab ralentisseurs \u00bb se sont av\u00e9r\u00e9s particuli\u00e8rement efficaces pour r\u00e9duire les ouvertures de comptes \u00e0 risque \u00e9lev\u00e9. Les investisseurs ont mieux r\u00e9agi aux avertissements concrets sur les risques, bas\u00e9s sur des exemples et expliquant les risques en montants d\u2019argent, plut\u00f4t qu’\u00e0 des concepts abstraits. Les questionnaires interactifs se sont \u00e9galement r\u00e9v\u00e9l\u00e9s efficaces, car ils obligeaient les investisseurs \u00e0 se confronter aux risques. Ensemble, ces m\u00e9thodes ont permis de r\u00e9duire de 16 % les ouvertures de comptes \u00e0 risque \u00e9lev\u00e9 et de 10 \u00e0 11 % les activit\u00e9s d’investissement \u00e0 risque.<\/p>\n\n\n\n

L’\u00e9tude a \u00e9galement permis d’identifier des m\u00e9thodes inefficaces de divulgation des risques. Les confirmations traditionnelles par case \u00e0 cocher, dans lesquelles les utilisateurs cochent une case pour confirmer qu’ils acceptent ou comprennent les risques, se sont r\u00e9v\u00e9l\u00e9es largement inefficaces. M\u00eame lorsqu\u2019elles \u00e9taient r\u00e9dig\u00e9es en langage clair, les participants les consid\u00e9raient comme des formalit\u00e9s administratives, similaires \u00e0 l’acceptation des conditions g\u00e9n\u00e9rales, plut\u00f4t que comme une occasion de r\u00e9fl\u00e9chir. Cette conclusion a des implications plus larges sur la mani\u00e8re dont les informations sur les risques sont con\u00e7ues et utilis\u00e9es.<\/p>\n\n\n\n

Perspectives de FAIR Canada<\/strong><\/h4>\n\n\n\n

FAIR Canada f\u00e9licite l\u2019OCRI d\u2019avoir men\u00e9 cette \u00e9tude. Nous continuerons \u00e0 militer en faveur d’une protection renforc\u00e9e des investisseurs dans le secteur de l’investissement autonome et \u00e0 encourager les plateformes \u00e0 s’appuyer sur ces donn\u00e9es pour mettre en place des outils d’aide efficaces permettant de prendre des d\u00e9cisions. Ces outils et \u00ab ralentisseurs \u00bb sont essentiels pour aider les investisseurs \u00e0 mieux comprendre les risques avant d’effectuer des transactions. Nous encourageons \u00e9galement les autorit\u00e9s de r\u00e9glementation \u00e0 examiner comment ces conclusions pourraient am\u00e9liorer la divulgation des risques ou s\u2019appliquer \u00e0 d’autres obligations de divulgations r\u00e9glementaires.<\/p>\n\n\n\n

Vous trouverez le rapport d\u2019\u00e9tude complet <\/strong>ici<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Le Bureau de l\u2019investisseur et l\u2019\u00e9quipe charg\u00e9e des connaissances comportementales (Investor and the Behavioural Insights Team) de l\u2019OCRI ont publi\u00e9<\/p>\n","protected":false},"featured_media":20239,"template":"","tags":[],"articles_category":[758],"articles_date":[822],"class_list":["post-20247","article","type-article","status-publish","has-post-thumbnail","hentry","articles_category-evolution-reglementaire","articles_date-juin-2026"],"acf":[],"yoast_head":"\nUne nouvelle \u00e9tude de l\u2019OCRI fournit des informations importantes destin\u00e9s aux investisseurs autonomes et aux plateformes d\u2019investissement. - FAIR Canada<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/faircanada.ca\/fr\/article\/une-nouvelle-etude-de-locri-fournit-des-informations-importantes-destines-aux-investisseurs-autonomes-et-aux-plateformes-dinvestissement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Une nouvelle \u00e9tude de l\u2019OCRI fournit des informations importantes destin\u00e9s aux investisseurs autonomes et aux plateformes d\u2019investissement.\" \/>\n<meta property=\"og:description\" content=\"Le Bureau de l\u2019investisseur et l\u2019\u00e9quipe charg\u00e9e des connaissances comportementales (Investor and the Behavioural Insights Team) de l\u2019OCRI ont publi\u00e9\" \/>\n<meta property=\"og:url\" content=\"https:\/\/faircanada.ca\/fr\/article\/une-nouvelle-etude-de-locri-fournit-des-informations-importantes-destines-aux-investisseurs-autonomes-et-aux-plateformes-dinvestissement\/\" \/>\n<meta property=\"og:site_name\" content=\"FAIR Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-11T17:01:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/06\/DIY-Investingg.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"724\" \/>\n\t<meta property=\"og:image:height\" content=\"483\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@FAIRCanada\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/une-nouvelle-etude-de-locri-fournit-des-informations-importantes-destines-aux-investisseurs-autonomes-et-aux-plateformes-dinvestissement\/\",\"url\":\"https:\/\/faircanada.ca\/fr\/article\/une-nouvelle-etude-de-locri-fournit-des-informations-importantes-destines-aux-investisseurs-autonomes-et-aux-plateformes-dinvestissement\/\",\"name\":\"Une nouvelle \u00e9tude de l\u2019OCRI fournit des informations importantes destin\u00e9s aux investisseurs autonomes et aux plateformes d\u2019investissement. - 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