{"id":20117,"date":"2026-04-13T12:28:50","date_gmt":"2026-04-13T16:28:50","guid":{"rendered":"https:\/\/faircanada.ca\/?post_type=article&p=20117"},"modified":"2026-04-13T12:28:51","modified_gmt":"2026-04-13T16:28:51","slug":"comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps","status":"publish","type":"article","link":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/","title":{"rendered":"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps"},"content":{"rendered":"\n

<\/p>\n\n\n\n

M\u00eame de l\u00e9g\u00e8res diff\u00e9rences dans les frais de placement annuels peuvent repr\u00e9senter des milliers de dollars au fil du temps, r\u00e9duisant ainsi le montant que les investisseurs conservent au final. Pour aider \u00e0 mieux comprendre cet impact, l\u2019Autorit\u00e9 des march\u00e9s financiers (AMF) met \u00e0 disposition un calculateur gratuit intitul\u00e9 \u00ab L\u2019impact des frais d\u2019investissement<\/a> \u00bb, qui montre comment les frais peuvent \u00e9roder les rendements \u00e0 long terme.<\/p>\n\n\n\n

De tels outils sont particuli\u00e8rement utiles pour \u00e9valuer des produits de placement plus co\u00fbteux ou plus complexes, dont les frais sont plus difficiles \u00e0 rep\u00e9rer ou \u00e0 comparer. Comprendre ce que vous payez et ce que vous obtenez en retour est essentiel pour prendre des d\u00e9cisions de placement \u00e9clair\u00e9es et constitue un enjeu majeur de la protection des investisseurs qui ne re\u00e7oit souvent pas suffisamment d\u2019attention.<\/p>\n\n\n\n

Les investisseurs peuvent acc\u00e9der \u00e0 ce calculateur ainsi qu\u2019\u00e0 d\u2019autres outils et ressources gratuits sur le site Web<\/a> de l\u2019AMF. L\u2019essayer avec l\u2019un de vos propres placements peut \u00eatre une premi\u00e8re \u00e9tape r\u00e9v\u00e9latrice.<\/p>\n","protected":false},"excerpt":{"rendered":"

M\u00eame de l\u00e9g\u00e8res diff\u00e9rences dans les frais de placement annuels peuvent repr\u00e9senter des milliers de dollars au fil du temps,<\/p>\n","protected":false},"featured_media":20116,"template":"","tags":[],"articles_category":[759],"articles_date":[808],"class_list":["post-20117","article","type-article","status-publish","has-post-thumbnail","hentry","articles_category-outils-a-utiliser","articles_date-avril-2026"],"acf":[],"yoast_head":"\nComment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps - FAIR Canada<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps\" \/>\n<meta property=\"og:description\" content=\"M\u00eame de l\u00e9g\u00e8res diff\u00e9rences dans les frais de placement annuels peuvent repr\u00e9senter des milliers de dollars au fil du temps,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/\" \/>\n<meta property=\"og:site_name\" content=\"FAIR Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-13T16:28:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"724\" \/>\n\t<meta property=\"og:image:height\" content=\"483\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@FAIRCanada\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/\",\"url\":\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/\",\"name\":\"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps - FAIR Canada\",\"isPartOf\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg\",\"datePublished\":\"2026-04-13T16:28:50+00:00\",\"dateModified\":\"2026-04-13T16:28:51+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#primaryimage\",\"url\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg\",\"contentUrl\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg\",\"width\":724,\"height\":483},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/faircanada.ca\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/faircanada.ca\/fr\/#website\",\"url\":\"https:\/\/faircanada.ca\/fr\/\",\"name\":\"FAIR Canada\",\"description\":\"FAIR Canada is a national, non-profit organization dedicated to putting investors first.\",\"publisher\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/faircanada.ca\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/faircanada.ca\/fr\/#organization\",\"name\":\"FairCanada\",\"url\":\"https:\/\/faircanada.ca\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg\",\"contentUrl\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg\",\"width\":307,\"height\":52,\"caption\":\"FairCanada\"},\"image\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931\",\"https:\/\/x.com\/FAIRCanada\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps - FAIR Canada","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/","og_locale":"fr_FR","og_type":"article","og_title":"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps","og_description":"M\u00eame de l\u00e9g\u00e8res diff\u00e9rences dans les frais de placement annuels peuvent repr\u00e9senter des milliers de dollars au fil du temps,","og_url":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/","og_site_name":"FAIR Canada","article_publisher":"https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931","article_modified_time":"2026-04-13T16:28:51+00:00","og_image":[{"width":724,"height":483,"url":"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@FAIRCanada","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/","url":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/","name":"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps - FAIR Canada","isPartOf":{"@id":"https:\/\/faircanada.ca\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#primaryimage"},"image":{"@id":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#primaryimage"},"thumbnailUrl":"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg","datePublished":"2026-04-13T16:28:50+00:00","dateModified":"2026-04-13T16:28:51+00:00","breadcrumb":{"@id":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#primaryimage","url":"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg","contentUrl":"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/04\/iStock-2192481538.jpg","width":724,"height":483},{"@type":"BreadcrumbList","@id":"https:\/\/faircanada.ca\/fr\/article\/comment-les-frais-de-placement-peuvent-reduire-vos-rendements-au-fil-du-temps\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/faircanada.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"Comment les frais de placement peuvent r\u00e9duire vos rendements au fil du temps"}]},{"@type":"WebSite","@id":"https:\/\/faircanada.ca\/fr\/#website","url":"https:\/\/faircanada.ca\/fr\/","name":"FAIR Canada","description":"FAIR Canada is a national, non-profit organization dedicated to putting investors first.","publisher":{"@id":"https:\/\/faircanada.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/faircanada.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/faircanada.ca\/fr\/#organization","name":"FairCanada","url":"https:\/\/faircanada.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg","contentUrl":"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg","width":307,"height":52,"caption":"FairCanada"},"image":{"@id":"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931","https:\/\/x.com\/FAIRCanada"]}]}},"_links":{"self":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/article\/20117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/types\/article"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/media\/20116"}],"wp:attachment":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/media?parent=20117"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/tags?post=20117"},{"taxonomy":"articles_category","embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/articles_category?post=20117"},{"taxonomy":"articles_date","embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/articles_date?post=20117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}