{"id":19823,"date":"2025-11-12T20:38:48","date_gmt":"2025-11-13T01:38:48","guid":{"rendered":"https:\/\/faircanadastg.wpengine.com\/article\/ciro-shelves-client-data-project-a-setback-for-evidence-based-investor-protection\/"},"modified":"2026-01-20T10:34:16","modified_gmt":"2026-01-20T15:34:16","slug":"ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits","status":"publish","type":"article","link":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/","title":{"rendered":"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits"},"content":{"rendered":"\n

L\u2019Association des courtiers en fonds mutuels du Canada (ACFM), aujourd\u2019hui int\u00e9gr\u00e9e \u00e0 l’OCRI, a longtemps \u00e9t\u00e9 un chef de file dans l\u2019analyse du comportement des investisseurs particuliers. Ses \u00e9tudes men\u00e9es en 2017, 2020 et 2022 ont permis de mieux comprendre comment les Canadiens investissent : \u00e2ge, patrimoine, choix de produits, frais, rendement et d\u00e9tention de fonds communs.<\/p>\n\n\n\n

Ces donn\u00e9es ont aid\u00e9 les organismes de r\u00e9glementation et les acteurs du secteur \u00e0 rep\u00e9rer les tendances, \u00e9valuer les risques et renforcer la protection des investisseurs dans un environnement financier en constante \u00e9volution.<\/p>\n\n\n\n

Cet h\u00e9ritage est maintenant en p\u00e9ril.<\/p>\n\n\n\n

FAIR Canada est pr\u00e9occup\u00e9 par la d\u00e9cision du l’OCRI de suspendre ind\u00e9finiment son projet de collecte de donn\u00e9es client. Ce projet visait \u00e0 recueillir des donn\u00e9es anonymis\u00e9es sur les clients particuliers aupr\u00e8s de tous les membres du l’OCRI\u2014 une information essentielle pour comprendre les r\u00e9sultats des investisseurs et les risques \u00e9mergents. Apr\u00e8s avoir report\u00e9 la publication pr\u00e9vue en 2024, le OCRI a choisi de mettre le projet de c\u00f4t\u00e9.<\/p>\n\n\n\n

C\u2019est un recul regrettable. Tout organisme de r\u00e9glementation, y compris un organisme d\u2019autor\u00e9glementation, doit fonder sa surveillance sur des donn\u00e9es fiables et repr\u00e9sentatives. Sans cela, il devient difficile d\u2019\u00e9valuer les r\u00e9sultats des investisseurs, de rep\u00e9rer les enjeux syst\u00e9miques et de remplir un mandat ax\u00e9 sur l\u2019int\u00e9r\u00eat public.<\/p>\n\n\n\n

Ce projet aurait permis de prolonger les travaux de l\u2019ACFM, en offrant une vue d\u2019ensemble plus claire des profils d\u2019investisseurs, des co\u00fbts et des activit\u00e9s \u00e0 travers les diff\u00e9rents canaux et institutions.<\/p>\n\n\n\n

Ces donn\u00e9es sont \u00e9galement cruciales pour \u00e9valuer les mod\u00e8les de conseil et mieux comprendre les comportements d\u2019investissement. Bien que la collecte initiale puisse demander des efforts, la production de rapports r\u00e9guliers devient plus simple avec le temps. Le r\u00e9sultat : une r\u00e9glementation plus solide, fond\u00e9e sur des faits.<\/p>\n\n\n\n

Nous encourageons l’OCRI \u00e0 reconsid\u00e9rer sa d\u00e9cision. Relancer cette initiative, publier un \u00e9ch\u00e9ancier clair et partager les r\u00e9sultats anonymis\u00e9s et agr\u00e9g\u00e9s permettrait au l’OCRI de mieux remplir son mandat d\u2019int\u00e9r\u00eat public.<\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019Association des courtiers en fonds mutuels du Canada (ACFM), aujourd\u2019hui int\u00e9gr\u00e9e \u00e0 l’OCRI, a longtemps \u00e9t\u00e9 un chef de file<\/p>\n","protected":false},"featured_media":19983,"template":"","tags":[],"articles_category":[757],"articles_date":[748],"class_list":["post-19823","article","type-article","status-publish","has-post-thumbnail","hentry","articles_category-defense-des-droits-en-action","articles_date-nov-2025-fr"],"acf":[],"yoast_head":"\nCIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits - FAIR Canada<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits\" \/>\n<meta property=\"og:description\" content=\"L\u2019Association des courtiers en fonds mutuels du Canada (ACFM), aujourd\u2019hui int\u00e9gr\u00e9e \u00e0 l’OCRI, a longtemps \u00e9t\u00e9 un chef de file\" \/>\n<meta property=\"og:url\" content=\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/\" \/>\n<meta property=\"og:site_name\" content=\"FAIR Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-20T15:34:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/01\/Copy-of-Twitter-A-new-look_-same-mission.-.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@FAIRCanada\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/\",\"url\":\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/\",\"name\":\"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits - FAIR Canada\",\"isPartOf\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2025\/11\/Untitled-design-5.png\",\"datePublished\":\"2025-11-13T01:38:48+00:00\",\"dateModified\":\"2026-01-20T15:34:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#primaryimage\",\"url\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2025\/11\/Untitled-design-5.png\",\"contentUrl\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2025\/11\/Untitled-design-5.png\",\"width\":1080,\"height\":1350},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/faircanada.ca\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/faircanada.ca\/fr\/#website\",\"url\":\"https:\/\/faircanada.ca\/fr\/\",\"name\":\"FAIR Canada\",\"description\":\"FAIR Canada is a national, non-profit organization dedicated to putting investors first.\",\"publisher\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/faircanada.ca\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/faircanada.ca\/fr\/#organization\",\"name\":\"FairCanada\",\"url\":\"https:\/\/faircanada.ca\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg\",\"contentUrl\":\"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg\",\"width\":307,\"height\":52,\"caption\":\"FairCanada\"},\"image\":{\"@id\":\"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931\",\"https:\/\/x.com\/FAIRCanada\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits - FAIR Canada","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/","og_locale":"fr_FR","og_type":"article","og_title":"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits","og_description":"L\u2019Association des courtiers en fonds mutuels du Canada (ACFM), aujourd\u2019hui int\u00e9gr\u00e9e \u00e0 l’OCRI, a longtemps \u00e9t\u00e9 un chef de file","og_url":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/","og_site_name":"FAIR Canada","article_publisher":"https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931","article_modified_time":"2026-01-20T15:34:16+00:00","og_image":[{"width":600,"height":200,"url":"https:\/\/faircanada.ca\/wp-content\/uploads\/2026\/01\/Copy-of-Twitter-A-new-look_-same-mission.-.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_site":"@FAIRCanada","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/","url":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/","name":"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits - FAIR Canada","isPartOf":{"@id":"https:\/\/faircanada.ca\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#primaryimage"},"image":{"@id":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#primaryimage"},"thumbnailUrl":"https:\/\/faircanada.ca\/wp-content\/uploads\/2025\/11\/Untitled-design-5.png","datePublished":"2025-11-13T01:38:48+00:00","dateModified":"2026-01-20T15:34:16+00:00","breadcrumb":{"@id":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#primaryimage","url":"https:\/\/faircanada.ca\/wp-content\/uploads\/2025\/11\/Untitled-design-5.png","contentUrl":"https:\/\/faircanada.ca\/wp-content\/uploads\/2025\/11\/Untitled-design-5.png","width":1080,"height":1350},{"@type":"BreadcrumbList","@id":"https:\/\/faircanada.ca\/fr\/article\/ciro-met-en-pause-le-projet-de-donnees-client-un-recul-pour-une-protection-des-investisseurs-fondee-sur-des-faits\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/faircanada.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"CIRO met en pause le projet de donn\u00e9es client \u2014 Un recul pour une protection des investisseurs fond\u00e9e sur des faits"}]},{"@type":"WebSite","@id":"https:\/\/faircanada.ca\/fr\/#website","url":"https:\/\/faircanada.ca\/fr\/","name":"FAIR Canada","description":"FAIR Canada is a national, non-profit organization dedicated to putting investors first.","publisher":{"@id":"https:\/\/faircanada.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/faircanada.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/faircanada.ca\/fr\/#organization","name":"FairCanada","url":"https:\/\/faircanada.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg","contentUrl":"https:\/\/faircanada.ca\/wp-content\/uploads\/2022\/01\/faircanada-logo.svg","width":307,"height":52,"caption":"FairCanada"},"image":{"@id":"https:\/\/faircanada.ca\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/FAIR-Canada\/138310399536931","https:\/\/x.com\/FAIRCanada"]}]}},"_links":{"self":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/article\/19823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/types\/article"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/media\/19983"}],"wp:attachment":[{"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/media?parent=19823"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/tags?post=19823"},{"taxonomy":"articles_category","embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/articles_category?post=19823"},{"taxonomy":"articles_date","embeddable":true,"href":"https:\/\/faircanada.ca\/fr\/wp-json\/wp\/v2\/articles_date?post=19823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}