CANADIAN RESOURCES
Financial Literacy for Youths
Canadian Economy Online
Targeted at students, Canadian Economy Online contains information about economic concepts, key indicators and how they work, as well as the relationship between government and the economy.
http://www.canadianeconomy.gc.ca/english/economy/
CIBC SmartStart
Offer youth and students tips on managing their money. The site features sections such as Banking 101, Saving for My Future and ABCs of Money.
http://www.cibc.com/ca/youth/index.html
Citi Financial Education
Interactive lessons covering the basics of financial literacy, tailored to kids, teens, and adults.
http://financialeducation.citi.com/citi/financialeducation/curriculum/home_cd.htm
Money and Youth
Published by the Canadian Foundation for Economic Education, Money and Youth offers numerous resources for parents and youth, ranging from an in-depth Money Q&A section to a parent’s guide to financial education.
http://www.moneyandyouth.cfee.org/
TD Student Central
Published by TD Bank, the website offers unique innovations such as a Facebook application for planning a budget and splitting expenses with roommates.
http://www.tdcanadatrust.com/student/
The City
The City is a learning program developed by the Financial Consumer Agency of Canada (FCAC) and the British Columbia Securities Commission (BCSC). It teaches young people financial skills that they can carry with them throughout their lives. The resource is ready to use with lesson plans, overheads, income, expense and budget handouts, and a variety of worksheets. N.B. Must register as either a teacher or student to access website.
http://www.themoneybelt.ca/theCity-laZone/eng/login-eng.aspx
The Money Belt
Created by the Financial Consumer Agency of Canada, The Money Belt is a financial education portal aimed at youths aged 15 to 29 years old, which is dedicated to teaching financial life skills in an easy-to-understand format.
http://www.themoneybelt.ca/
YourMoney
Published by the Canadian Bankers Association, YourMoney allows students to learn more about how to use money wisely to reach their goals, teachers to register for an in-class seminar presented by a banker volunteer from their community, and parents to access resources to help teach their children financial literacy at home.
http://www.yourmoney.cba.ca/
Financial Planning and Counseling for Older Audiences
10 Questions to Ask Your Planner
Published by the Financial Planners Standards Council of Canada, the website discusses what Canadians should consider when hiring a financial planner.
http://www.fpsccanada.org/public/articles/10_questions_ask_your_planner
Canadian Consumer Information Gateway
Published by the Office of Consumer Affairs, this gateway service provides reports and advice on a wide range of consumer topics. Information is organized by consumer type (e.g., young consumers, seniors), by product or service (e.g. buying a used car, televisions), and by issue (e.g., pyramid schemes, privacy protection, identity theft).
http://consumerinformation.ca/
Canadian National Survey on Economic and Financial Capability
Published by the Canadian Foundation for Economic Education, the survey analyzed levels of awareness of, and satisfaction with, retail investor confidence and opportunities for change.
http://www.cfee.org/assets/u/Canadian-National-Survey-on-Economic-and-Financial-Capability.pdf
CIBC and YMCA Access to Opportunity
A partnership between CIBC and the YMCA, the Access to Opportunity program helps newcomers to Canada break down the barriers to employment and builds financial capacity.
http://www.ymcatoronto.org/en/newcomers/cibc/index.html
Financial Consumer Agency of Canada
An independent body established by the federal government to protect and inform consumers of financial services. Includes information about consumer rights and responsibilities, banking, insurance, credit, loans, and debt.
http://www.fcac-acfc.gc.ca/
Integrated Market Enforcement Team – RCMP
IMETs help to detect, charge and prosecute people who use capital markets to harm the economic interests of Canadians, particularly if they have committed serious Criminal Code capital markets offences that threaten investor confidence or economic stability.
Investor Education Fund
Funded by the Ontario Securities Commission, the Investor Education Fund provides unbiased financial information, particularly with respect to personal finance and investments.
http://www.investored.ca/
Moving Forward with Financial Literacy
A synthesis report of the Canadian Conference on Financial Literacy, which was a national conference held in Montreal in September 2008. The conference brought together government representatives, scholars, social policy experts and community experts from Canada and abroad to learn and exchange ideas, share best practices and promote dialogue on literacy.
http://www.fcac-acfc.gc.ca/eng/publications/surveystudy/reachhigherconf/pdf/reachhigher-eng.pdf
Ontario Association of Credit Counseling Services
Offers practical explanations on personal finances and debt problems.
http://www.oaccs.com/
Ontario Council of Agencies Servicing Immigrants – Newcomers Investor Education Kit
Funded by the Investor Education Fund, the Newcomers Investor Education Kit is a series of guides on a variety of topics, including the basics of investing, choosing a financial advisor, and investing in Ontario. The guides are available in Arabic, Chinese, Russian, Spanish, Tagalog, and Urdu.
http://www.investored.ca/personal-finance/investing-basics/Pages/ocasi.aspx
RBC Financial Group – Financial Literacy Efforts
Details financial literacy initiatives by RBC.
http://www.rbc.com/responsibility/economic/self-sufficiency.html#financialliteracy
Scotiabank – Bank the Rest
Savings program that lets consumers automatically round up purchases made using a Scotiabank debit card to the next multiple of $1 or $5. The difference is then automatically transferred to a savings account.
http://scotiabank.com/cda/content/0,,CID12190_LIDen,00.html
Social and Enterprise Development Innovations
SEDI is dedicated to enabling poor Canadians become self-sufficient, and focuses on financial literacy, asset-building and entrepreneurship.
http://www.sedi.org
L’ACTIF
Fédération ACTIF – Réseau coopératif d’éducation financière (L’ACTIF) is a federation of Quebec coop organizations whose goal is to promote financial education. L’ACTIF organizes conferences, debates, conducts research projects and offers training through investors’ clubs and seminars.
http://www.actif.net/accueil/accueil.quisommes.php
AMF – Fraud Prevention
L’Autorité des marchés financiers (AMF) provides educational information on how to recognize financial fraud, publishes press-releases and warning notices on its web-site.
http://www.lautorite.qc.ca/clientele/consommateur/prevention.en.html
AMF – Investor Resources
AMF`s web-site has a section designated to various investment-related publications, for examples brochures on mutual funds, how to choose your financial advisor, detect securities fraud etc.
http://www.lautorite.qc.ca/clientele/consommateur/investissement/publications-investissement.en.html
French Language Resources
Guide des droits des investisseurs
The Guide to the laws and regulations governing investors` rights in Quebec, funded by the AMF Education Fund.
http://www.droitsdesinvestisseurs.com/
Observatoire du droit québécois des valeurs mobilières
L’Observatoire is a research project launched in 2006 by the AMF Education Fund and based in University of Montreal, Law School. The project provides educational information pertaining to investor rights and securities markets.
http://www.valeursmobilieres.net/index_fr.html
MÉDAC
Mouvement d`éducation et de défense des actionnaires, created in 1995 by Yves Michaud, is a non-profit porte-parole for shareholders` rights. It provides support and training to its members.
http://www.medac.qc.ca/
INTERNATIONAL RESOURCES
International Forum for Investor Education
IFIE brings together private sector and public sector providers of investor education to improve the effectiveness of investor education programs around the world. It serves as a clearinghouse for the exchange of information and ideas among providers of investor education from different jurisdictions, including organizations that are just developing or planning to develop investor education programs.
http://www.ifie.org
Financial Literacy and Education Commission [US]
The Financial Literacy and Education Commission coordinates financial education efforts throughout the federal government, supports the promotion of financial literacy by the private sector, and encourages the synchronization of efforts between the public and private sectors.
http://treas.gov/offices/domestic-finance/financial-institution/fin-education/commission/
Investing Online Resource Center
Created by the North American Securities Administrators Association, the Investing Online Resource Center provides noncommercial information about what it’s like to trade online, how a margin account works, and more information on how to better protect yourself online.
http://www.investingonline.org/
Money Made Clear [UK]
Published by the Financial Services Authority, Money Made Clear presents original materials on a host of financial products, organized by life stage as well as by topic.
Money Matters to Me [UK]
Developed by the National Institute of Adult Continuing Education, Money Matters to Me helps consumers comprehend financial matters by teaching them how to control their money on a day-to-day basis.
http://www.moneymatterstome.co.uk/
MyMoney [US]
The US government’s website dedicated to teaching all Americans the basics about financial education. The website is available in Spanish.
http://www.mymoney.gov/
Practical Money Skills [US]
Published by VISA, the website assists educators, parents and students in applying better money management for life. It also helps the consumer become more financially confident by offering free online tools, worksheets and quizzes.
http://www.practicalmoneyskills.com
Understanding Money [Aus]
Created by the government-supported Australian Financial Literacy Foundation, the website aims to give all Australians the opportunity to increase their financial knowledge and better manage their money. While the website is in English only, information is provided on how to contact the Australian FLF for material in seven additional languages (Arabic, Chinese, Greek, Italian, Korean, Spanish, and Vietnamese).
http://www.understandingmoney.gov.au
Sorted [NZ]
An independent money guide published by the government-funded New Zealand Retirement Commission, featuring tools and information dedicated to helping consumers manage their personal finances.
http://www.sorted.org.nz/
