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	<title>FAIR Canada</title>
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		<title>Preet Banerjee Recognized for Investment Journalism Excellence</title>
		<link>http://faircanada.ca/dialogue/preet-banerjee-recognized-for-investment-journalism-excellence/</link>
		<comments>http://faircanada.ca/dialogue/preet-banerjee-recognized-for-investment-journalism-excellence/#comments</comments>
		<pubDate>Mon, 13 May 2013 18:49:29 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Dialogue]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10194</guid>
		<description><![CDATA[Congratulations to Preet Banerjee on winning first prize in this year’s Portfolio Management Association of Canada’s Awards for Excellence in Investment Journalism. Preet’s article, “How You Doin’?”, in MoneySense and the work of the other two winners, Steven G. Kelman (First Leaside articles) and Guillaume Poulin-Goyer (RESP risks and benefits), [...]<div class='yarpp-related-rss yarpp-related-none'>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Importance of Mutual Fund Fees: Industry Advocates Ignorant or disingenuous?</title>
		<link>http://faircanada.ca/dialogue/importance-of-mutual-fund-fees-industry-advocates-ignorant-or-disingenuous/</link>
		<comments>http://faircanada.ca/dialogue/importance-of-mutual-fund-fees-industry-advocates-ignorant-or-disingenuous/#comments</comments>
		<pubDate>Thu, 02 May 2013 15:47:06 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Dialogue]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10171</guid>
		<description><![CDATA[In an open letter, Dan Solin provides his views in the Huffington Post about the denial by president of major securities firm of knowledge of any research that might indicate that low-cost index funds outperform their active counterparts, suggesting that she is either “hopelessly ignorant or appallingly disingenuous”...<div class='yarpp-related-rss yarpp-related-none'>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investment Savings Accounts Superior to Money Market Funds</title>
		<link>http://faircanada.ca/dialogue/investment-savings-accounts-superior-to-money-market-funds/</link>
		<comments>http://faircanada.ca/dialogue/investment-savings-accounts-superior-to-money-market-funds/#comments</comments>
		<pubDate>Wed, 01 May 2013 14:42:13 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Dialogue]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10163</guid>
		<description><![CDATA[Citing FAIR Canada’s 2010 report on Canadian money market funds, Dan Bortolotti notes in an advisor.ca article that a considerable amount of cash is “languishing” in money market funds...<div class='yarpp-related-rss yarpp-related-none'>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Trailer Fees “Silly”</title>
		<link>http://faircanada.ca/dialogue/trailer-fees-silly/</link>
		<comments>http://faircanada.ca/dialogue/trailer-fees-silly/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 19:36:34 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Dialogue]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10153</guid>
		<description><![CDATA[The Globe &#038; Mail’s Report on Business Editor, Derek DeCloet tackles the issue of high and opaque mutual fund fees in “DeCloet: Stop paying outrageous mutual fund fees”...<div class='yarpp-related-rss yarpp-related-none'>

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		<slash:comments>0</slash:comments>
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		<item>
		<title>Investors Lost in Crowdfunding</title>
		<link>http://faircanada.ca/dialogue/investors-lost-in-crowdfunding/</link>
		<comments>http://faircanada.ca/dialogue/investors-lost-in-crowdfunding/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 16:05:58 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Dialogue]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10147</guid>
		<description><![CDATA[Warnings about the risks posed to investors by equity crowdfunding initiatives are getting louder. U.S. SEC Commissioner Luis Aguilar, a champion of investors, continues to voice his grave concerns <div class='yarpp-related-rss yarpp-related-none'>

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]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FAIR Canada Recommended Viewing: The “Tyranny” of Compounding Costs</title>
		<link>http://faircanada.ca/top-news/the-tyranny-of-compounding-costs/</link>
		<comments>http://faircanada.ca/top-news/the-tyranny-of-compounding-costs/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 13:30:04 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Top News]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10143</guid>
		<description><![CDATA[On Tuesday, April 23, American public television PBS aired an insightful one hour television program entitled “The Retirement Gamble” which highlighted the impact of high mutual fund fees on retirement security. The program stressed the fact that a 2 percent annual mutual fund fee can strip savers of almost two-thirds of returns over 50 years, leaving the investor with only one-third of the returns in exchange for risking all the capital. According to John Bogle...<div class='yarpp-related-rss yarpp-related-none'>

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		<slash:comments>0</slash:comments>
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		<item>
		<title>Reforming Mutual Fund Fee Structure Critical For Canadians</title>
		<link>http://faircanada.ca/top-news/reforming-mutual-fund-fee-structure-critical-for-canadians/</link>
		<comments>http://faircanada.ca/top-news/reforming-mutual-fund-fee-structure-critical-for-canadians/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 21:27:32 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Top News]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10126</guid>
		<description><![CDATA[FAIR Canada has submitted comments to Canadian securities regulators, stating that urgent reforms must be made to the mutual fund fee structure in order to protect consumers. With over 12 million Canadians owning mutual funds, and 72% of Canadians with RRSPs holding mutual funds within their RRSPs, it is clear that mutual funds are important to the retirement savings and financial security of Canadians. Improved disclosure is important but is inadequate to address the serious conflicts of interest presented by embedded (hidden) commissions (referred to as trailing commissions). These conflicts are systemic and structural in nature and are not addressed by current regulatory initiatives. To address these serious issues, we urge the banning of third-party embedded commissions...<div class='yarpp-related-rss yarpp-related-none'>

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		<item>
		<title>FAIR Canada Urges the BCSC to Set Aside the Offering Memorandum Exemption Orders</title>
		<link>http://faircanada.ca/top-news/fair-canada-urges-the-bcsc-to-set-aside-the-offering-memorandum-exemption-orders/</link>
		<comments>http://faircanada.ca/top-news/fair-canada-urges-the-bcsc-to-set-aside-the-offering-memorandum-exemption-orders/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 16:24:37 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Top News]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10124</guid>
		<description><![CDATA[FAIR Canada provided comments to the British Columbia Securities Commission (“BCSC”) in response to its request for comments arising from its proposed prospectus exemption to assist capital raising by small business. FAIR Canada disagrees with removing the requirement to provide audited financial statements in connection with the Offering Memorandum (“OM”) prospectus exemption. A critical review of the level of investor protection afforded under the OM prospectus exemption needs to be undertaken...<div class='yarpp-related-rss yarpp-related-none'>

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		<wfw:commentRss>http://faircanada.ca/top-news/fair-canada-urges-the-bcsc-to-set-aside-the-offering-memorandum-exemption-orders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Government Releases Final Rules for Consumer Complaints Involving Banks</title>
		<link>http://faircanada.ca/top-news/federal-government-releases-final-rules-for-consumer-complaints-involving-banks/</link>
		<comments>http://faircanada.ca/top-news/federal-government-releases-final-rules-for-consumer-complaints-involving-banks/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 14:13:23 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Top News]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10121</guid>
		<description><![CDATA[The Federal Government has released the final regulations which will govern external complaints bodies that will handle complaints made by consumers that have not been resolved successfully through the internal complaints process at the bank. The regulations are not substantively different from the proposed regulations that came out last April and on which FAIR Canada provided its comments...<div class='yarpp-related-rss yarpp-related-none'>

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		<slash:comments>0</slash:comments>
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		<item>
		<title>Exempt Market Proponents Push for Looser Rules</title>
		<link>http://faircanada.ca/dialogue/exempt-market-proponents-push-for-looser-rules/</link>
		<comments>http://faircanada.ca/dialogue/exempt-market-proponents-push-for-looser-rules/#comments</comments>
		<pubDate>Mon, 22 Apr 2013 21:03:24 +0000</pubDate>
		<dc:creator>FAIR Canada</dc:creator>
				<category><![CDATA[Dialogue]]></category>

		<guid isPermaLink="false">http://faircanada.ca/?p=10115</guid>
		<description><![CDATA[The Globe and Mail’s Jeff Gray reports how some industry players are pushing for more exemptions. Ermanno Pascutto is reported as urging regulators not to reject fundamental principles of securities regulation...<div class='yarpp-related-rss yarpp-related-none'>

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